Ford Finance
FordOptions
The flexible way to finance your new Ford
Ford Options is a different way of financing your car because it gives you the option to drive a new Ford every two or three years. Since 1992, over 700,000 people have chosen Ford Options. With deposit levels ranging between 0% and 35%, and the assurance of a pre-agreed Guaranteed Minimum Future Value (GMFV), Ford Options could be the right finance plan for you.
The benefits of Ford Options:
- The opportunity to drive a new Ford more often
- Regular affordable payments to suit your personal needs
- Flexible terms of 24 months, 30 months and 36 months
- Regular payments to suit your personal needs
- The assurance of a Guaranteed Minimum Future Value (GMFV) should you wish to pursue Option two as detailed below
- The option to own the car at the end of the agreement
How does it work?
- You decide on the car you want to buy and tell us your anticipated annual mileage
- You choose the deposit you want to pay and the repayment period that suits you
- We then estimate the Guaranteed Minimum Future Value (GMFV) that the car will be worth at the end of your agreed finance term
- This, and your agreed deposit, is deducted from your car price
- Your repayments are then based on the balance, plus the interest on both this and the Guaranteed Minimum Future Value (GMFV)
- The finance specialist at your Ford Dealer will then submit your application through to Ford Credit
- Once the finance documentation is complete, you can drive away in your new car
- At the end of the agreement, you have three great options.
Finance subject to status. Guarantees/indemnities may be required. Freepost Ford Credit.
- Option one – choose another car
You can choose another car by using any excess value over the Guaranteed Minimum Future Value (GMFV) as a deposit on your next Ford. You can trade in your old car, or sell it privately if you prefer, having settled your account, and use any excess monies towards your next Ford.
- Option two – return the car
You’ll have nothing further to pay, providing the car is in good condition, and the agreed mileage hasn't been exceeded.
Please note that the car's condition is assessed in accordance with our RAC- approved normal wear and tear guidelines. We can provide you with full details once your agreement is up and running
- Option three – keep the car
If you decide to keep the car, assuming all payments have been made, you just need to pay the Guaranteed Minimum Future Value (GMFV), plus the Option to Purchase Fee, and it’s yours to drive away. We may also arrange finance for the Guaranteed Minimum Future Value (GMFV).
FordAcquire
The simple way to finance your new Ford
Ford Acquire is a traditional hire purchase plan that's convenient and straightforward to arrange.
The benefits of Ford Acquire:
- Regular payments to suit your needs.
- Flexible repayment terms ranging from 12 months to 60 months
- At the end of the agreement, assuming all payments have been made, you own the car
How Ford Acquire works:
- You decide on the car you want to buy
- You choose the deposit you want to pay and the repayment period that suits you
- The finance specialist at your Ford Dealer can then calculate your regular payments, based on the balance and interest, and submit your application to Ford Credit
- Once the finance documentation is complete, you can drive away in your new car
- At the end of the agreement, assuming all payments have been made and you exercise your option to buy, the car belongs to you
Finance subject to status. Guarantees/indemnities may be required. Freepost Ford Credit
FordOptions Cashplan
More choice when purchasing your new Ford
Ford Options Cashplan gives you all the benefits of Ford Options while freeing you from making regular payments. It’s ideal if you have a large cash sum available, providing an innovative way to own a new Ford.
The benefits of Ford Options Cashplan:
- The opportunity to drive a new Ford more often
- Flexible terms of 12 months, 24 months and 36 months
- The assurance of a Guaranteed Minimum Future Value (GMFV), providing protection against any unexpected fall in used car prices
- The option to own the car at the end of the agreement
How Ford Options Cashplan works:
- You decide on the car you want to buy and tell us your anticipated annual mileage
- You choose the appropriate repayment period that suits you
- We then estimate the Guaranteed Minimum Future Value (GMFV) that the car will be worth at the end of your agreed finance term
- Interest is then calculated on this figure
- You then pay the difference between the car price and the Guaranteed Minimum Future Value (GMFV), plus the Finance Fee and the interest at the outset of the finance agreement
- The finance specialist at your Ford Dealer will then forward your application to Ford Credit for final approval
- Once the finance documentation is complete, you can drive away in your new car
- At the end of the agreement, you have the same three great options as on Ford Options.
Finance subject to status. Guarantees/indemnities may be required. Freepost Ford Credit.
Option one – choose another car
You can choose another car by using any excess value over the Guaranteed Minimum Future Value (GMFV) as a deposit on your next Ford. You can trade in your old car, or sell it privately if you prefer, having settled your account, and use any excess monies towards your next Ford.
Option two – return the car
You’ll have nothing further to pay, providing the car is in good condition, and the agreed mileage hasn’t been exceeded.
Please note that the car’s condition is assessed in accordance with our RAC-approved normal wear and tear guidelines. We can provide you with full details once your Agreement is up and running.
Option three – keep the car
If you decide to keep the car, assuming all payments have been made, you just need to pay the Guaranteed Minimum Future Value (GMFV), plus the Option to Purchase Fee, and it’s yours to drive away. We can also arrange finance for the Guaranteed Minimum Future Value (GMFV) over a further period, should you need it.
Call us now on 01509 508009